Projects list

Investicinis butas Vilniaus centre - Šnipiškės

Processing

Amount of funding 70 000 €

LTV 57%

Annual interest rate 10.00% - 11.00%

Total expected project return 9.99% - 11.00%

Loan period

12 mo.

Risk

A-

Purpose of the loan

Loan for acquisition

Collateral Real estate pledge

Country

Lithuania

Investors 8

Raised:
70 000 € Goal:
70 000 €

100.00%

Project updates

Period paid

2025-04-23

The debtor has paid interest for the period 2025-04-23.

Period paid

2025-03-24

The debtor has paid interest for the period 2025-03-23.

Period paid

2025-02-24

The debtor has paid interest for the period 2025-02-23.

Reminder about the upcoming deadline

2025-02-23

Debtor sent a reminder about the upcoming deadline for payment

Period paid

2025-01-23

The debtor has paid interest for the period 2025-01-23.

Business loan terms

About the loan

Purpose of the loan Investment loan

Amount of funding 70 000 €

LTV 57 %

Risk A-

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 8 mo.

Collateral

Real estate pledge

Mortgage rank First order mortgage

Amount allocated by project owner 44 700.00 €

Paskolos gavėjui MB „JV Properties“ finansavimui reikalinga 70'000 EUR suma. Paskolos lėšos bus panaudotos 28.23 kv.m buto, esančio Veprių g. 4-13, Vilniuje, Šnipiškių mikrorajone pirkimui. Butas randasi naujos statybos Hanner projekte „Šnipiškių solo“ ir pasižymi ypatingai patogia lokacija. CUP prekybos centras pesčiomis pasiekiamas per 10 minučių, Vilniaus Japoniškas sodas vos už 500 m, o Katedros aikštė automobiliu pasiekiama per 6 minutes. Mažiau nei kilometro spinduliu yra gausu kavinių, sporto salių, žaliųjų erdvių. Pėsčiomis pasiekiami bankai ir švietimo įstaigos.

Investuotojams, kaip paskolos grąžinimo užtikrinimo priemonė, yra įkeičiamas perkamas naujos statybos butas su daline apdaila, esantis Verpių g. 4-13, Vilniuje, Šnipiškių mikrorajone. Buto bendras plotas yra 28.23 kv.m, paskirtis – gyvenamoji, statybos pabaigos metai – 2024. Įkeičiamo turto vertė yra 1.75 karto didesnė už suteiktą paskolą. Investuotojai skolina 2'500 EUR per kv. m, kuomet turto rinkos vertė lygi 4'357 EUR už kv.m. Papildomai 20'000 EUR MB JV Properties investuos nuosavas lėšas pilnam buto įrengimui, kas dar padidins turto vertė.

Įkeičiamo buto vertė – 122‘000 EUR

Projekto finansavimo struktūra:

Perkamas 28.23 kv.m butas Veprių g. 4-13, Vilniuje, Šnipiškių mikrorajone už 114'700 EUR;
Buto vertė didesnė už pirkimo kainą ir siekia 122'000 EUR;
Finansavimo suma – 70'000 EUR;
Paskolos gavėjo investuojama suma – 44'700 EUR;
Skolinama 2'500 EUR per kv.m, kuomet turto vertė lygi 4'357 EUR už kv.m.

Planuojami paskolos grąžinimo scenarijai:

Tipinės MB JV Properties veiklos pelnas;
Kitų jau išvystytų projektų pardavimo pajamos;
Paskolos refinansavimas kitoje kredito įstaigoje.

Investment from 500.00 €.

Interest

Annual interest rate

Investing from 500.00 € - fixed interest 10 %
Investing from 3 000.00 € - fixed interest 11 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 12 mo.

Minimum loan period 8 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2024-12-23

Estimated loan repayment date:* 2025-12-23

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title MB "JV Properties"

Company code 306272259

Company registration address

V. Gerulaičio g. 6 Vilnius Lietuva 08200

MB "JV Properties" pagrindinė veikla apima NT pirkimą bei pardavimą, ilgalaikę ir trumpalaikę nuomą, objektų vystymą.

MB "JV Properties" valdo 1 akcininkas.

MB vadovas 8 metus aktyviai vykdo nekilnojamojo turto pirkimo, pardavimo ir nuomos veiklą. Per tą laiką jis:

Įrengė 90 studijos tipo butų Pramonės g. Vilniuje. Dalis jų parduota, kiti - nuomojami;
Išvystė patalpas Meistrų g. Vilniuje, įrengė 50 studijos tipo butų, dalį pavertė nuomos objektais;
Valdo 8 trumpalaikės nuomos objektus prie pat Vilniaus tarptautinio oro uosto;
Įrengė ir šiuo metu parduoda 3 loftus Vilniaus miesto centre, Ševčenkos g.

Loan protection collateral

Pirmos eilės hipoteka įkeičiamas vieno kambario butas adresu Veprių g.4 -13 , Vilnius

Buto plotas - 28.23 kv.m
Buto (unikalus Nr. 4400-6450-2754:4573) vertė - 121'999 EUR;
Žemės sklypo dalies (unikalus Nr. 4400-5744-5015) vertė – 1 Eur;
Naudojimo paskirtis - gyvenamoji;
Butas 2 aukšte iš 5;
Registruotas baigtumas yra 95 %.

Strengths and risks

Strengths:

The first order of real estate pledge - mortgage.

Weaknesses:

Borrower 's activities are in a competitive sector.

Possibilities:

The annual interest rate payable by the borrower is 10.00-11.00%.

Threats:

Rising cost of building materials.

Documents

#	File name	File type	Actions
1	PIID.pdf
2	Finansinės ataskaitos JV Properties.pdf
3	Turto vertinimas_JV Properties.pdf

Important

Capital Go Invest takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Capital Go Invest informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Capital Go Invest may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Go investing are supervised by the Bank of Lithuania and UAB Go investing is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Purpose of the loan Investment loan

Amount of funding 70 000 €

LTV 57 %

Risk A-

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 8 mo.

Collateral

Real estate pledge

Mortgage rank First order mortgage

Amount allocated by project owner 44 700.00 €

Įkeičiamo buto vertė – 122‘000 EUR

Projekto finansavimo struktūra:

Perkamas 28.23 kv.m butas Veprių g. 4-13, Vilniuje, Šnipiškių mikrorajone už 114'700 EUR;
Buto vertė didesnė už pirkimo kainą ir siekia 122'000 EUR;
Finansavimo suma – 70'000 EUR;
Paskolos gavėjo investuojama suma – 44'700 EUR;
Skolinama 2'500 EUR per kv.m, kuomet turto vertė lygi 4'357 EUR už kv.m.

Planuojami paskolos grąžinimo scenarijai:

Tipinės MB JV Properties veiklos pelnas;
Kitų jau išvystytų projektų pardavimo pajamos;
Paskolos refinansavimas kitoje kredito įstaigoje.

Investment from 500.00 €.

Interest

Annual interest rate

Investing from 500.00 € - fixed interest 10 %
Investing from 3 000.00 € - fixed interest 11 %

Loan term and repayment

Loan period 12 mo.

Minimum loan period 8 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2024-12-23

Estimated loan repayment date:* 2025-12-23

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

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Waiting for investments

Vaikų ir jaunimo reabilitacijos centras Klaipėdoje

Raised:
154 500 € Goal:
184 800 €

83.6%

Annual interest rate
12% - 14%
Investors 13
LTV 70%
Risk group A-
Months 12
Collateral Real estate pledge

Details Invest

Processing